Are you a member of PM Kisan? If not, then you have a chance to register by June 30. In this, after registration, you can get two installments. The third installment is due in August. Also, if you have taken a loan on a Kisan Credit card, then the last date to pay it without penalty is 30 June. Therefore, the duration of both the works is falling simultaneously. In Covid Mahamari also, financial assistance of Rs 2,000 has been given to crores of people through this scheme.
How to become a PM Kisan member
If you want to become a member of PM Kisan, then you can apply for this scheme through the nodal officer or patwari appointed by the state government. Apart from this, you can also register for this scheme through Common Service Centers. Apart from this, application for this scheme can also be done through PM Kisan Portal.
You can apply yourself
1. Visit the website of PM Kisan https://pmkisan.gov.in/.
2. An option named 'Farmers Corner' will appear.
3. In this, the option of 'New Farmer Registration' will appear below.
4. Click on 'New Farmer Registration' option.
5. A new page will open, in which you will have to fill Aadhaar number and Captcha.
Some personal information has to be filled by filling the Aadhaar number.
7. Details of the land registered in the name will also have to be given.
8. Now submit the form.
Atmanirbhar Bharat Yojana
Let us inform that the government is giving Kisan Credit Card (KCC) to the members of PM Kisan under Atmanirbhar Bharat Yojana. Easy and cheap loan is available on this card. But it is necessary that the loan repayment should be done by the due date. After that, you will have to pay more interest.
Three percent more interest will not have to be paid from the loan repayment. KCC money has to be returned to the bank along with interest on the due date. Otherwise, the bank charges 7 percent interest instead of 4 percent. Since its last date has been extended this year, the farmers have got some relief.
Because of Corona
Last year due to Corona, the central government had twice extended the date for depositing the loan amount on the Kisan Credit Card. It was extended from the due date 31 March 2020 to 31 May 2020. Then it was changed to 31 August 2020. This year in 2021 also, the government has given a moratorium of 3 months. Everyone will have to deposit the loan amount by June 30.
Loan up to Rs 3 lakh from KCC
Farmers are given loans up to Rs 3 lakh from KCC. The interest on the loan is 9 percent, but the government gives 2% subsidy on KCC. With this, the farmer gets a loan on KCC at 7 percent interest. If the farmers repay the loan ahead of time, then they get a rebate of up to 3 percent on the interest, that is, the total interest remains 4 percent.
These banks will make KCC
Farmers who want to make KCC can apply in Co-operative Banks, Regional Rural Banks, National Payments Corporation of India (NPCI), State Bank of India (SBI), Bank of India and Industrial Development Bank of India (IDBI) .