The Social Security Administration (SSA) distributes monthly payments this week to its beneficiaries in the United States, including retirees who could receive up to $5,181 per month in 2026.

Payments are made in stages depending on the date of birth. Beneficiaries born between the 1st and 10th of each month typically receive their deposit on the second Wednesday, while those with birthdays between the 11th and 20th receive it on the third Wednesday.

Those born between the 21st and 31st receive it on the fourth Wednesday. For their part, people who began collecting before May 1997 receive payments on the third day of each month.

The exact amount depends on work history, years worked and the age at which you apply for retirement.

What amount is the payment?

Most Americans receive average payments of around $2,000, although the 2026 annual cost-of-living adjustment (COLA) has increased overall benefits.

To reach the maximum payment of $5,181, recipients must have had income at or above the maximum taxable limit for at least 35 years and delay claiming benefits until age 70.

Applying for retirement before full age permanently reduces monthly payments, while delaying it generates additional credits.

The Social Security program also covers disability benefits, survivor payments, and benefits for eligible family members, each with their own calculations and eligibility conditions.

As June deposits are made, recipients should check their bank accounts or Direct Express cards to confirm receipt of payment. Those who do not receive it can check their account online or contact SSA for updates.

Knowing the payment schedule and eligibility criteria allows retirees and beneficiaries to plan their finances and ensure they receive benefits appropriate to their work history.