This performance reflects the importance of considering the stock market as part of financial planning, especially for those just starting to invest.

According to Buffett, most people don't have the time or experience to pick individual stocks and manage their own portfolio, while even expert managers often struggle to outperform the market.

Choose low-cost passive funds

The ETF includes leading technology companies such as Nvidia, Apple, Microsoft, Amazon and Alphabet, although it also covers other sectors, offering diversified exposure to the US market.

Take advantage of regular investment

For example, I highlight, by combining an initial investment of $10,000 with monthly contributions, a much larger capital could be achieved after several decades, even maintaining a historical average annual return of 10 percent.

The importance of patience and consistency

For new investors, Buffett said, the key is to maintain a long-term perspective, trusting in the sustained growth of companies and the economy.