During the first quarter of this year, American households recorded a historic high in debt, reaching $18.8 trillion dollars amid strong economic pressure with higher food and gasoline prices, coupled with high inflation of 4.2%.

According to reports from the Federal Reserve Bank of New York, it is detailed that the debts accumulated between January and March are mostly in mortgages, credit cards, student and automobile loans, which continue to weigh on the pockets of American consumers.

It is for this reason that recently, the personal finance company WalletHub evaluated which were the states where their inhabitants have the greatest delinquencies on their debts and where they run the risk of damaging their credit history.

For Chip Lupo, editor of WalletHub, "non-payment of debt can lead to fees, a deterioration in credit rating, an increase in interest rates and other negative consequences. That is why it is important to catch up as soon as possible," he says.

WalletHub's report analyzes its own users in all 50 states, considering various characteristics such as the percentage of individual lines of credit and the percentage of residents' total loan balances with late payments.

"For many types of debt, you have at least 30 days after the due date to make the payment before the lender officially reports it to the credit agencies as 'late.' Many lenders also offer relief programs that allow you to temporarily suspend payments due to financial hardship," adds Lupo.

The 10 states in the US with the highest default rate:

According to the analysis, Mississippi is at the top of the list, having a rate of online loans in default since the first quarter of this year at 13.8%, the highest percentage.