Trump shared an image on his A social media platform, Truth Social, featured an image titled “Great American Presidents” with a picture of former President Franklin Roosevelt (1933-1945) under the phrase “30-Year Mortgages” and another of himself with the caption “50-Year Mortgages.” The director of the Federal Housing Finance Agency (FHFA), Bill Pulte, confirmed this Sunday that the US administration is working on this proposal in a message on X. “We are totally focused on ensuring the American Dream for young people, and that can only happen economically through homeownership. A 50-year mortgage is simply a potential weapon within a broad arsenal of solutions we are developing right now,” Pulte stated. According to analysts, housing has become a key issue in the US, with many people struggling to access housing. The average age of first-time homebuyers reached a record high of 40, according to a recent report from the National Association of Realtors, and the U.S. housing market has slowed this year due to soaring home prices, high borrowing costs, and other factors. The president referred to former President Roosevelt because, through the package of interventionist measures passed to alleviate the effects of the Great Depression of 1929, he transformed part of the mortgage system. As part of this package, in 1934 he created the Federal Housing Administration (FHA), which ultimately promoted 30-year mortgages. The current administration's proposal has sparked some criticism on social media.even by some members of the Republican Party who do not consider this option the right way to tackle the problem.

Republican Representative Marjorie Taylor Greene wrote, in part: “I do not like 50-year mortgages as a solution to the housing affordability crisis. Ultimately, they will reward banks, mortgage lenders, and home builders, while people pay much more in interest over time and die before they finish paying off their house. Indebted forever, indebted for life!”

Maggie Anders, who works for the conservative libertarian think tank Foundation for Economic Education, said: “Young Americans do not want to be slaves to debt for the rest of their lives. We want cheaper homes, which can only be achieved by increasing supply through deregulation.”