Withdrawing cash from an ATM in the United States is regulated by daily limits that each bank sets to protect its customers and ensure the availability of cash in the machines.

These limits exist for security reasons. For example, if someone obtains a card's information, the limit prevents them from emptying the account in a single attempt.

They are also related to the physical capacity of ATMs, as they can only store a certain amount of cash and must serve hundreds of users each day.

However, these limits are not the same for all institutions, and in some cases, they change depending on the account type or the customer's history.

How much money can you withdraw from an ATM per day?

According to Ken Justice, director of ATM banking at PNC Bank, daily limits range typically from $300 to $1,500, although some banks offer wider ranges depending on the account.

As US News reports, basic accounts usually have lower limits, while premium or older accounts can access higher amounts.

How to increase your daily ATM withdrawal limit

If you need to withdraw If you need more cash than your daily limit allows, the correct and legal way to do so is to request an increase directly from your bank. According to Justice, the institution will evaluate factors such as your banking history, account type, and the amount requested. In many cases, temporary increases are easier to approve, especially if it's for a specific need, such as a trip, a cash deposit, or a purchase requiring physical cash. Permanent increases usually depend on your account activity level, how long you've been a customer, and your relationship with the bank. For example, if you have additional accounts, investments, or linked financial products. And if you need more cash after reaching your daily limit, there are other perfectly legal options:Go directly to your bank and make a withdrawal at the teller window or request cashback at stores (pay with your card to receive cash).

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