Social Security: errors that cause disability claims to be rejected
We explain the most common mistakes that cause the rejection of Social Security disability applications in the US and how to avoid them
Applying for Social Security disability benefits in the United States can be a complicated and, in many cases, frustrating process. More than half of initial applications are denied, not necessarily because the person does not have a medical condition, but because of errors in the way information is presented or lack of sufficient evidence to the Social Security Administration (SSA).
Disability law experts point out that many rejections can be avoided if applicants know the main factors the SSA evaluates when reviewing a case.
1. Enter more money than allowed
One of the most common mistakes occurs when the person continues to work and earns more than the limit allowed by the SSA, known as Substantial Gainful Activity (SGA).
By 2026, the limit is $1,690 per month for people without visual impairments and $2,830 for people with legal visual impairments. If income exceeds these figures, the application is automatically rejected, regardless of medical condition.
“Simply put, you are earning more than the monthly amount that Social Security allows,” explained Michael Liner, a disability lawyer, on his social networks. Liner noted that this is one of the most frequent reasons for rejection in cases.
2. Not having constant medical treatment
Another key factor is the lack of ongoing medical care. The SSA needs updated medical records to prove the severity and duration of the disability.
“If you do not receive ongoing medical treatment, the Social Security Administration cannot approve your application,” Liner said.
According to the lawyer, without recent medical evidence, the agency may assume that the condition is not serious or long-lasting enough.
3. Inconsistencies between the doctor and the applicant
"This is fundamental. Social Security is based on coherence," Liner explained.
If the medical reports do not match the applicant's testimony, the SSA may doubt the veracity of the case. Consistency between what the patient says and what appears in his or her medical record is essential. Therefore, experts recommend carefully reviewing medical information before applying.
4. Failure to meet the minimum duration of disability
For a person to be eligible, their condition must prevent them from working for at least 12 continuous months or be terminally ill.
“Disability is not about one bad week or even six months,” Liner explained. “You must be prevented from working for at least a year.”
This means that temporary injuries or short-term conditions do not qualify for these benefits.
5. Ability to do other work
The SSA not only evaluates whether the person can work at their previous job, but also whether they can perform other types of full-time work. If the answer to the question is yes, the application will be rejected.
The analysis does not depend on the applicant's intention, but on his or her actual capacity to perform a work activity.
In short, by being clear about these rejection circumstances, you will not only avoid being prevented from receiving Social Security disability payments, but you will also know how to determine for yourself whether you will qualify for them or not.