Social Security: who is eligible to receive a $255 payment
Find out who can receive the one-time payment of $255 from Social Security, the requirements to request it and the deadline to complete the process
In addition to Social Security retirement and disability benefits, there's a little-known one-time payment that could give you $255. We explain in what special circumstances this program helps you with this money.
When a Social Security beneficiary dies, the Social Security Administration (SSA) offers a one-time payment of $255. This money is directed to certain survivors, which can serve as support to cover immediate expenses.
It is important to know that this payment, known as a lump sum death benefit, is not a substitute for monthly survivor benefits. If a person qualifies for both benefits, they can receive both the one-time payment of $255 and the corresponding monthly payments.
Who can receive the $255 payment?
The SSA establishes an order of priority to deliver this help. Firstly, the benefit corresponds to the surviving spouse, provided that he or she meets any of these conditions at the time of the death of the insured worker:
If there is no spouse who meets these requirements, there are other people who can receive it.
Children can also be beneficiaries
Not all children qualify for this support. To receive the payment, they had to be collecting family benefits based on the worker's work history or be entitled to survivor benefits.
Additionally, the SSA notes that the following may be eligible:
If more than one child qualifies, the one-time payment of $255 is divided equally among all beneficiaries.
How to apply for this benefit
People who are entitled to this help can start the process online, call the SSA telephone line or go directly to an agency office.
Although walk-ins are possible, SSA recommends scheduling one in advance to reduce wait times.
There is also an important deadline that should not be overlooked. The request for the single payment must be made within two years after the death of the insured worker. If this period is allowed to pass, the right to the benefit could be lost.
Documents that may be requested from you
During the process, the SSA may request various documents to verify the information of the applicant and the deceased worker. Among them are:
In addition, the applicant must answer questions related to their relationship with the deceased person and the insured's employment history.
If you think you may be eligible for this payment, it is best to start the process as soon as possible and gather the necessary documentation.